Best Business Credit Cards of May 2024

Compare Business credit cards with compelling intro bonuses, fantastic ongoing rewards, 0% intro APRs and much more. These cards from our partners are all very well-rounded options to consider.

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Best Overall

Ink Business Unlimited® Credit Card

Purchase APR
0% Intro APR on Purchases for 12 months, then 18.49% – 24.49% Variable
Balance Transfer APR
18.49% – 24.49% Variable
Annual Fee
$0
Recommended Credit Score
Good – Excellent
670 – 850*
Cash Back
1.5% Earn unlimited 1.5% cash back on every purchase made for your business
Welcome Bonus
Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.

Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card

Purchase APR
0% Intro APR for 9 billing cycles for purchases, then 18.49% – 28.49% Variable APR
Balance Transfer APR
18.49% – 28.49% Variable APR
Annual Fee
$0
Recommended Credit Score
Excellent
720 – 850*
Cash Back
1.5% Earn unlimited 1.5% cash back on purchases, or join Preferred Rewards for Business for no fee, and earn up to an unlimited 2.62% cash back on all purchases if you have a Bank of America® business checking account and qualify for Preferred Rewards for Business Platinum Honors tier.
Intro Bonus
Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.

Ink Business Cash® Credit Card

Purchase APR
0% Intro APR on Purchases for 12 months, then 18.49% – 24.49% Variable
Balance Transfer APR
18.49% – 24.49% Variable
Annual Fee
$0
Recommended Credit Score
Good – Excellent
670 – 850*
Cash Back
1% – 5% Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year

Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.

Earn 1% cash back on all other purchases
Welcome Bonus
Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening.

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

Purchase APR
0% Intro APR for 9 billing cycles for purchases, then 18.49% – 28.49% Variable APR
Balance Transfer APR
18.49% – 28.49% Variable APR
Annual Fee
$0
Recommended Credit Score
Excellent
720 – 850*
Rewards
1.5x Points Earn unlimited 1.5 points for every $1 spent, or join Preferred Rewards for Business for no fee, and earn up to an unlimited 2.62 points for every $1 spent on all purchases if you have a Bank of America® business checking account and qualify for Preferred Rewards for Business Platinum Honors tier.
Intro Bonus
Earn 30,000 online bonus points after you make at least $3,000 in purchases in the first 90 days of your account opening which can be redeemed for a $300 statement credit towards travel or dining purchases.

Ink Business Premier® Credit Card

Purchase APR
Flex for Business variable APR: 19.49% – 27.49%
Balance Transfer APR
N/A
Annual Fee
$195
Recommended Credit Score
Good – Excellent
670 – 850*
Cash Back
2% – 5% Earn unlimited 2.5% total cash back on purchases of $5,000 or more and unlimited 2% cash back on all other business purchases.

Travel Benefits: Unlimited 5% total cash back on travel purchased through Chase Ultimate Rewards, No Foreign Transaction Fees and Trip Cancellation/Trip Interruption Insurance.
Welcome Bonus
Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.

Ink Business Preferred® Credit Card

Purchase APR
21.24%-26.24% Variable
Balance Transfer APR
21.24%-26.24% Variable
Annual Fee
$95
Recommended Credit Score
Good – Excellent
670 – 850*
Cash Back
1x – 3x Points Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year.

Earn 1 point per $1 on all other purchases
Welcome Bonus
Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.

Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card

Purchase APR
0% Intro APR for 9 billing cycles for purchases, then 18.49% – 28.49% Variable APR
Balance Transfer APR
18.49% – 28.49% Variable APR
Annual Fee
$0
Recommended Credit Score
Excellent
720 – 850*
Cash Back
1% – 3% Earn 3% cash back in the category of your choice: gas stations & EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services, 2% cash back on dining purchases and 1% cash back on all other purchases.

You’ll earn 3% cash back on purchases in the category of your choice and 2% cash back on dining purchases on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.

Earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for Preferred Rewards for Business Platinum Honors tier.
Intro Bonus
Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.

Bank of America® Platinum Plus® Mastercard® Business card

Purchase APR
0% Intro APR for 7 billing cycles for purchases, then 16.49% – 27.49% Variable APR
Balance Transfer APR
16.49% – 27.49% Variable APR
Annual Fee
$0
Recommended Credit Score
Excellent
720 – 850*
Rewards
N/A
Intro Bonus
Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
*CardCritics references a FICO® 8 score, which is one of many different types of credit scores. A financial institution may use a different score when evaluating your application.