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  2. The pros and cons of personal loans - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    A personal loan with a single, fixed-rate monthly payment is easier to manage than several credit cards with different interest rates, payment due dates and other variables. Borrowers who qualify ...

  3. 7 best cashback apps to stretch your dollar ā€” and earn ...

    www.aol.com/finance/best-cash-back-apps...

    Cash back. These apps provide online shoppers with automatic rewards or coupons at checkout. Examples include Rakuten, Ibotta, Honey and Capital One Shopping. Receipt-scanning apps.

  4. Alternatives to personal loans: 7 options & when to avoid them

    www.aol.com/finance/alternatives-personal-loans...

    7 personal loan alternatives. Thereā€™s a wide variety of loan products besides personal loans, and each comes with its own benefits and drawbacks. Most of them give you the same flexibility...

  5. Credit card - Wikipedia

    en.wikipedia.org/wiki/Credit_card

    A Japanese law enabling credit card cash back came into force in 2010. However, a legal loophole in this system was quickly exploited by online shops dedicated to providing cash back as a form of easy loan with exorbitant rates.

  6. Merchant cash advance - Wikipedia

    en.wikipedia.org/wiki/Merchant_cash_advance

    Merchant cash advances are most often used by retail businesses that do not qualify for regular bank loans and are generally more expensive than bank loans. Competition and innovation led to downward pressure on rates and terms are now more closely correlated with an applicant's FICO score.

  7. TMX Finance - Wikipedia

    en.wikipedia.org/wiki/TMX_Finance

    TMX Finance is an American company that provides consumer loans and payday loans through its subsidiaries including TitleMax, TitleBucks, EquityAuto Loan, Community Choice Financial and InstaLoan. The company holds more than 900 stores in over fourteen states including Alabama, Arizona, Delaware, Florida, Georgia, Mississippi, Missouri, Nevada ...

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