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The Consumer Financial Protection Bureau finalized a rule limiting credit card late fees to $8. The move could save 45 million people an average $220 per year on late fees.
The average late penalty is currently about $32. However, the new rule sets a maximum fee of $8 and ends the automatic inflation adjustments to that amount for card issuers with 1 million or more ...
Credit Card Competition Act would fix a broken payments market. Swipe fees are ultimately paid by consumers, totaling $1.8 billion in Tennessee last year. Nationwide, they have more than doubled ...
The Consumer Financial Protection Bureau's new regulations will set a ceiling of $8 for most credit card late fees or require banks to show why they should charge more than $8 for such a fee. The ...
There are ways to avoid paying even more on credit card bills. See: 3 Things You Must Do When Your Savings Reach $50,000Find: Pocket an Extra $400 a Month With This Simple Hack Utilizing autopay ...
On the surface, of course, it sounds great. No one likes getting hit with late fees for missing minimum payments, which previously averaged about $32 per month but vary from credit card to credit ...