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In either case the giver would buy the gift card and may have to pay an additional purchase or activation fee, and the recipient of the card would use the value of the card at a later transaction.
You’ll often earn rewards on the purchase, and you’ll still be constrained to the dollar amount of each gift card. Just note that Visa gift cards often come with an activation fee.
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If you have a gift card from another major retailer, you can trade in the card for a Target one -- for a percentage of the gift card's original value. ... How to avoid 5 outrageous travel fees
Follow the prompts to complete your AARP membership registration. Note: Whether you are an existing AARP member or not, you will need to register. You may also activate your AARP membership from...
Issuers charge a fee for the card itself, and for processing and activation. They also keep a portion of the donated amount, to cover administrative costs. Card fees and administrative fees vary greatly from issuer to issuer, as does the simplicity of their calculation formula.