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  2. Alternatives to personal loans: 7 options & when to avoid them

    www.aol.com/finance/alternatives-personal-loans...

    5. Personal lines of credit. If you don’t need all your funds now or don’t know how much to borrow, a personal line of credit may be a good alternative to a personal loan. Like credit cards ...

  3. The pros and cons of personal loans - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    A personal loan with a single, fixed-rate monthly payment is easier to manage than several credit cards with different interest rates, payment due dates and other variables. Borrowers who qualify ...

  4. The best ways to borrow money - AOL

    www.aol.com/finance/best-ways-borrow-money...

    P2P lending sites like Prosper facilitate loans and act as an alternative to a traditional bank loan. These types of lenders operate online, similar to online lenders, and the application process ...

  5. Merchant cash advance - Wikipedia

    en.wikipedia.org/wiki/Merchant_cash_advance

    A merchant cash advance (MCA) was originally structured as a lump sum payment to a business in exchange for an agreed-upon percentage of future credit card and/or debit card sales. [1] The idea originated from Barbara Johnson, who needed funds for her small business franchise. As a result, Barbara, her husband Gary, and Les Falke co-founded ...

  6. 7 best cashback apps to stretch your dollar — and earn ...

    www.aol.com/finance/best-cash-back-apps...

    Types of cashback apps. You’ll find a wide range of apps that can help you save money, though cashback apps tend to fall within three main ways to earn: Cash back. These apps provide online ...

  7. Mortgage cashback - Wikipedia

    en.wikipedia.org/wiki/Mortgage_cashback

    Mortgage cashback. Some mortgage lenders, particularly in the United Kingdom, give a one-off lump sum payment to new borrowers at the beginning of a mortgage. Called cashback, this lump sum is often marketed as free cash, but it is in fact funded by the mortgage interest paid by the borrower.

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