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2. 5 ways a 0% APR credit card could actually hurt your credit - AOL

   www.aol.com/finance/5-ways-0-apr-credit...

   Here are five ways a 0 percent credit card can hurt your credit — and five ways to prevent the damage. 1. Credit score dips when applying for new cards. In most cases, applying for a new credit ...

3. How to maximize your 0% APR credit card and avoid debt traps

   www.aol.com/finance/maximize-0-apr-credit-card...

   Here are four ways to avoid accumulating more debt when using 0 percent intro APR credit cards: 1. Don’t get the wrong card. Many 0 percent intro APR credit cards offer their promotional APRs ...

4. BankAmericard® Credit Card: a no annual fee 0% intro APR card ...

   www.aol.com/finance/bankamericard-credit-card-no...

   The Chase Freedom Flex℠ Credit Card rivals the BankAmericard® Credit Card by giving its cardholders a 0% intro APR for 15 months from account opening on both purchases and balance transfers ...

5. Credit CARD Act of 2009 - Wikipedia

   en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

   The Consumer Financial Protection Bureau in its October 2013 report on the CARD Act found that between the first quarter of 2009 and December 2012, credit card interest rates increased on average from 16.2% to 18.5%, while the “total cost of credit,” that is, the total of all fees and interest paid by all consumers as a percentage of the ...

6. What 0% APR on a Credit Card Means: How To Utilize This ... - AOL

   www.aol.com/0-apr-credit-card-means-225816189.html

   A 0% APR credit card might sound like interest-free credit, but it isn't that simple. These cards can be a huge help when you need to make a big purchase or if you want to consolidate your debt ...

7. Forced free trial - Wikipedia

   en.wikipedia.org/wiki/Forced_Free_Trial

   Offer a genuine free trial experience: A truly free trial should not require credit card information. Instead, it should allow the user to experience the product or service without any financial obligation.

8. Zazzle - Wikipedia

   en.wikipedia.org/wiki/Zazzle

   Zazzle is an American online marketplace that allows designers and customers to create their own products with independent manufacturers (clothing, posters, etc.), as well as use images from participating companies. Zazzle has partnered with many brands to amass a collection of digital images from companies like Disney, Warner Brothers and NCAA ...

9. Which cards still offer a 21-month intro APR? - AOL

   www.aol.com/finance/cards-still-offer-21-month...

   The best 0 percent APR cards also offer an interest-free period for purchases, so you can finance large expenses over time. May benefit your credit utilization ratio. When you open a new card ...