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A credit card is a payment card, usually issued by a bank, allowing its users to purchase goods or services or withdraw cash on credit. Using the card thus accrues debt that has to be repaid later. Credit cards are one of the most widely used forms of payment across the world.
Cashback may refer to: Cashback (film), two films directed by Sean Ellis. Cashback reward program, a small amount paid to a customer by a credit card company for each use of a credit card. Cashback website, a site where customers can earn cash rebates on online purchases that they make.
Cash back credit cards offer a percentage of cash back on each dollar you spend, with some cards offering a higher rate in select categories, like groceries or gas.
For example, do you want a card you can use for everyday spending and get rewarded with cash back? Are you a college student trying to build credit? A card decision is never one size fits all.
When you use a cash-back credit card responsibly, you essentially get free money for every purchase. But not all cash-back cards are created equal -- some offer higher cash-back rates than others,...
Debit cards and credit cards are creative terms used by the banking industry to market and identify each card. From the cardholder's point of view, a credit card account normally contains a credit balance, a debit card account normally contains a debit balance.
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