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  2. What is my credit score if I have no credit history? - AOL

    www.aol.com/finance/credit-score-no-credit...

    However, you won’t have a FICO credit score — which is used by 90 percent of top lenders, according to FICO — until an account is at least six months old. This means that no credit history ...

  3. Aim high! How to get your credit score above the 700 mark - AOL

    www.aol.com/finance/aim-high-credit-score-above...

    If you want to get your credit score above 700, start by making on-time payments and paying off your outstanding debts. If you need more help improving your credit score, check your credit report ...

  4. How To Improve Your Credit Score in 30 Days - AOL

    www.aol.com/finance/improve-credit-score-30-days...

    Make sure you have no paid-off negative entries. 1. Check Your Credit Report and Credit Score. It may seem obvious, but the first step to improving your credit is to know what score you have and ...

  5. Credit score - Wikipedia

    en.wikipedia.org/wiki/Credit_score

    The CIBIL credit score is a three digit number that represents a summary of individuals' credit history and credit rating. This score ranges from 300 to 900, with 900 being the best score. Individuals with no credit history will have a score of −1. If the credit history is less than six months, the score will be 0.

  6. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    Credit score in the United States. A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [1] It is an inexpensive and main alternative to other forms of consumer loan underwriting . Lenders, such as banks and credit card companies, use credit scores to ...

  7. Credit scorecards - Wikipedia

    en.wikipedia.org/wiki/Credit_scorecards

    A credit score is primarily based on a credit report, information typically sourced from credit bureaus. [2] Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Lenders use credit scores to determine who qualifies for a ...