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  2. How to maximize your 0% APR credit card and avoid debt traps

    www.aol.com/finance/maximize-0-apr-credit-card...

    17. $150 BT fee, $12.23 in interest. Card with no intro APR offer. $5,000. $300. 20. $946 in interest. With the 0 percent APR credit card, you’d save $783.77, even with the 3 percent balance ...

  3. The best 0 percent intro APR cards offer between 15 and 21 months of zero interest on purchases, offering plenty of time to pay off balances before the 0 percent intro APR expires. A credit card ...

  4. What 0% APR on a Credit Card Means: How To Utilize This ... - AOL

    www.aol.com/finance/0-apr-credit-card-means...

    A 0% APR credit card might sound like interest-free credit, but it isn't that simple. These cards can be a huge help when you need to make a big purchase or if you want to consolidate your debt ...

  5. Best debt relief options for credit card debt - AOL

    www.aol.com/finance/best-debt-relief-options...

    The better your credit score, the longer the 0 percent APR period may be, so it’s a good idea to implement this option before you miss too many payments. Pros of debt consolidation Lower ...

  6. Annual percentage rate - Wikipedia

    en.wikipedia.org/wiki/Annual_percentage_rate

    The term annual percentage rate of charge ( APR ), [1] [2] corresponding sometimes to a nominal APR and sometimes to an effective APR ( EAPR ), [3] is the interest rate for a whole year (annualized), rather than just a monthly fee/rate, as applied on a loan, mortgage loan, credit card, [4] etc. It is a finance charge expressed as an annual rate ...

  7. Forced free trial - Wikipedia

    en.wikipedia.org/wiki/Forced_Free_Trial

    A forced free trial is a direct-marketing technique, usually for goods sold by regular subscription, in which potential buyers are sent a number of free samples of a product, usually periodic publications. Quite often publishers distribute free copies and the reader is not even asked to subscribe. His address appears on a piece of paper that ...

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